Professional Liability Insurance for Architects

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Have You Reviewed Your Business Insurance Lately?

Protecting yourself and your firm from the unexpected is one of the most important actions you can take as a business owner. Unfortunately, being an architect is a demanding job and unless you’re already an insurance expert, finding the time understand the different types of insurance that are right for you can often fall by the wayside.

Why do Architects Need Insurance?

As an architect, designing and delivering complex projects not only brings a range of technical challenges, your interactions with clients also expose you to a range of business risks. Making a simple error or omission in your design could have far reaching consequences down the line that impacts project delivery, safety and cost.

Ensuring you can withstand the financial pressure that can come from this scenario is why being adequately insured is so crucial. We offer business and engineering insurance that can help you get insured in minutes with its simple price comparison and instant delivery of all your documentation.

Protect Your Business Today.

What Insurance Should Architects Buy?

Some of the most commonly purchased insurance products for American architects are:


Professional Liability Insurance

Professional Liability (also known as E&O insurance), is your safeguard against an allegation of negligence, mistake or a misrepresentation in your work. Lawsuits can be costly for your finances and your reputation and often, Professional Liability Insurance is the one measure of protection against an unintentional error.

Business Owners Policy (BOP)

A BOP is an insurance package that protects your architecture business against daily risks of doing business. BOPS can include coverages such as General Liability, Business Income and Equipment Breakdown. The great thing about selecting a BOP is that you can customize it to suit the unique needs of your business because no two architecture firms are the same.

General Liability Insurance

This insurance protects your business against property damage or an outside party suffering bodily injury as a result of your business activities. Whether an accident is your fault or not, or the accusation is untrue, General Liability can help protect by covering defense costs and any damages up to your chosen policy limit.

Workers Compensation

Designed to help keep your employees safe. Sometimes it is referred to as workman’s comp or workers comp. This type of coverage provides protection for your employees if they were to suffer a work-related illness or injury.

Workers Compensation can provide your employees with benefits like:

  • Medical care
  • Replacement of lost wages when taking time off to recover
  • Funeral costs paid for if they were to pass away
  • Disability support costs

Why It’s So Important?

You’ve worked hard to get your business off the ground and you give it your all every day. That is why it’s so important to insure yourself against the worst-case scenario. Accidents can and do happen.

Every firm will have different insurance needs. Your insurance needs will differ depending on the size of your business, your turnover and the nuances of how your firm operates. The good news is, Engineers Insured has taken the guesswork out of buying insurance. With just a few clicks, you can generate multiple quotes to compare from US’s top insurers and choose the right cover to suit your business. Policies are delivered to your inbox within minutes.