General Liability Insurance For Engineers

  • Compare Free Quotes

  • Buy Online, No Paperwork

  • Get Instant Coverage

Protect your business with General Liability Insurance For Engineers

As an engineer, you are engaged in providing top notch services to your clients. Engineering professionals have enormous responsibilities that include providing expert consultation, preparing detailed drawings and budget estimates, creating project specifications to project execution. While you are focused on building your business and reputation in the industry, one of the most important things that you cannot ignore is the risks and liabilities you face.

These risks arise as your profession involves meeting clients either at their location or in your office, working on your client’s property, carrying out your business activities in third party locations, and advertising your business. Accidents can, unfortunately, happen in your office or in your client’s location or you may unintentionally copy another brand’s logo or design.  These are some of the instances that can attract lawsuits where the third party entity or your client can claim compensation for damage to reputation, bodily injury or property damage.

We offer two kinds of engineering insurance policies, general liability insurance and professional liability insurance for engineers that can cover you against wide-ranging risks.

What is the purpose of general liability insurance for engineers?

Engineering professionals and consultants typically invest in an office or business premises where they offer their services. When your clients visit you for professional consultation, there are always risks of them tripping, slipping, and falling over a wet floor or un-shoveled driveway in your business premises.

The other kind of risk you face as an engineering professional is when there is property damage. For instance, you or your firm’s employee could spill coffee accidentally over your client’s billion dollar project blueprint, or when providing services at a client’s location, you could trip over an expensive vase.

Another scenario relates to advertising injuries. Advertising injury refers to offenses. It is what a business or a professional commits when advertising their products, services, or goods. The offense can be in both written (libel) and spoken (slander) format and could be committed against a business or an individual where the injured party suffers damage to reputation or financial loss as a result of your advertising. For instance, if an engineering firm publishes an ad disparaging another company, it can lead to the company losing its customers. The company can then sue the engineering firm for damages related to the lost income.

While marketing your services or company, it’s also important to avoid copying your competitor’s logo design or slogan that amounts to copyright infringement. This could often happen unintentionally as you may not be aware that you are committing a copyright infringement. Whether intentional or unintentional, accidental advertising injuries also attract lawsuits.

Protect Your Engineering Business today.

In short, engineers face risk of lawsuit in case of:
  • slip and fall’ accidents on the business premises,
  • property damage incurred by the client as a result of your services,
  • Defamation (libel and slander) as a result of your advertising campaigns
  • Copyright infringement such as copying another brand’s logo or design

General liability insurance for engineers is designed to provide financial protection against such claims. In other words, general liability insurance provides coverage for small business risks such as customer property damage, client injury, and advertising injury. By protecting your finances during lawsuits, engineers’ general liability insurance enables you to qualify for contracts and leases.

What does general liability insurance for engineers cover?

General liability insurance for engineers provides coverage for the following expenses you might incur in case of a lawsuit:

  • Cost of hiring an attorney
  • Medical bills
  • Court-ordered judgments
  • Settlements
  • Cost of repair or replacement in case of property damage
  • Funeral expenses in case of fatal incidents

At Engineers Insured, we offer comprehensive general liability insurance for engineers that takes care of all expenses related to

  • Bodily injury
  • Property damage
  • Reputational harm as a result of slander, libel, violating the privacy of a person
  • Advertising injuries including copyright infringement as a result of your business advertising

How much does the general liability insurance for engineers cost per month?

As the leading insurance provider for engineers, Engineers Insured offers the best quotes for general liability insurance for engineers. While the premium varies based on the specific coverage needs and your business profile.

Some factors we look into when determining the premium are:

  • Years of business/professional experience
  • Size of your business
  • Location
  • Policy details such as deductibles and coverage limits
  • Insurance claims history
  • Optional add on coverage such as workers compensation or professional liability insurance

Getting the Right General Liability Insurance for Engineers

We have made the process of getting a quote quick and hassle-free. Just contact our licensed agents online to make an informed decision on buying the best liability insurance for engineers that matches your needs. With highly competitive quotes from leading insurers, you can be sure of getting comprehensive financial protection against wide-ranging risks that you incur as an engineering professional.